Work-Related Accidents at Home: Am I Covered?

LawyerFluxOctober 22, 2023

1 4 minutes read

As a result of the pandemic, at least 25% of Americans continue to work from home. But what about the possibility of home-based work-related Accidents? How is this accounted for, and what coverage is offered? In 2020, at the height of the coronavirus, more than 3,9 million Americans worked from home offices. However, some businesses maintained these remote positions to protect their employees. They also discovered increased productivity among these employees.

During the pandemic, businesses converted positions to remote opportunities to protect their employees. Occasionally, a company is unable to protect its employees from injuries and other health-related issues, regardless of whether they work from home or not. This is where workers’ compensation can be of assistance.

Will assist you in filing a claim for a workplace injury in order to obtain the necessary benefits. In most instances, if you sustain an injury while performing work-related duties, you will receive compensation. It makes no difference whether you were in the office or not.

Steps to Take for a Workplace Injury Claim for Work from Home Injury

So that your injury does not worsen, you must seek medical attention as soon as possible. As soon as possible, you should contact your immediate supervisor and explain what transpired. Since the injury occurred in your office, you can provide photographs if they support your claim.

Common Types of Workplace Injuries Covered in Phoenix

Understand that a workplace injury claim in Phoenix will cover medical issues that arose while you were on the job. You were required to perform certain aspects of your essential job functions. Among the types of injuries you may experience while working remotely are:

Automobile collisions if you are required to travel to the field or transport work-related supplies.
Deficiencies in products supplied by your employer
exposition to toxic substances
accidents caused by heavy office equipment falling
tripping over cords or carrying a load
Slip and slide

You have a year to file a claim for any of these and other non-enumerated work-related injuries. According to ARS 12-542, if a third party was involved, you have two years to file a claim. Two years have passed since the incident that caused the injury or the diagnosis of a medical condition.

Third-Party Claims: Work-Related Accidents

There is a possibility that the other company you work with within your remote location could be considered a third party. You have the right to file a lawsuit against this company if their carelessness caused your injury. In the event that the lawsuit is successful, you may be eligible to receive compensation for medical expenses. The following are some examples of ways that people can sustain injuries through this method:

Accidents involving vehicles while traveling in those owned by another company
Defects in products manufactured by organizations that are partners

You are still able to file a claim for an injury sustained at work, regardless of whether or not the third party in question is another business. You are required to provide evidence to support your claim of negligent behavior. When you work with them, the attorneys there can provide evidence that you have been subjected to medical damages that these other parties brought on. After that, the lawsuit will pay for any costs that were not covered by the workers’ compensation claim you filed.

Differences in Workplace Injury Between Remote and Office Jobs

Your right to file a claim for an injury sustained at work is not affected by whether or not you work in a traditional office setting or from home. If you provide this type of insurance, it is irrelevant where you are located. However, if you are working from home, it may be more difficult to demonstrate that an injury was brought on by activities related to your job.

An employee can sustain an injury while performing a task in the workplace, for instance, if the employee trips and falls. In the event that the incident took place in your house, the relevant parties would examine the evidence to determine whether or not you had completed any work-related responsibilities.

If the worker does not have supervisor approval for their work-from-home responsibilities, the claim will not be processed. However, the staff member’s burden of proof before the court is limited to establishing that the activities in question were related to work. If you want to avoid a possible legal battle, it is best to give the go-ahead to the employee’s claim as often as possible.

Setting Up the Home Work Station to Avoid Work-from-Home Injury

The workplace is the location of the vast majority of incidents involving remote workers. Because they are more relaxed in their environments, workers are more likely to act irresponsibly and disregard common sense procedures. When it comes to avoiding a claim for an injury sustained on the job, business owners should encourage their employees to take the preventative measures outlined in the following paragraphs.

Prepare your workstation by positioning an ergonomic chair and a desk at the appropriate height.
Adjusting the position of the computer and keyboard so that they are not straining your back or wrists is the first step.

If you want to avoid tripping over wires while you’re trying to answer a call, use a phone that comes with a headset.

Reduce eye strain by limiting your exposure to blue light as much as possible. Put away potential trip hazards by utilizing cable clips and other forms of storage mechanisms. Put in a smoke detector close to the office so that you can be warned about any impending dangers.