Law Firm of Aaron A. Herbert: Explain How Comparative Fault Impacts Injury Claims
Texas comparative fault laws may still allow compensation after an accident, even if you share blame. Insurance tactics can impact claim value.

After a serious accident, many injury victims hesitate to file a claim because they believe they may have been partially responsible for what happened. In Texas, however, being partly at fault does not automatically prevent an injured person from recovering compensation. According to the attorneys at Law Firm of Aaron A. Herbert, P.C., understanding comparative fault laws can make a major difference in the outcome of a personal injury case.

Texas follows a legal rule known as modified comparative negligence, often called the “51% Bar Rule.” This law allows injury victims to recover compensation as long as they are found to be less than 51% responsible for the accident. However, insurance companies often use this rule to shift blame onto victims in order to reduce payouts or deny claims entirely.
The firm believes many injured individuals unknowingly damage their own cases because they do not understand how fault is evaluated after an accident. From car crashes and truck accidents to slip and fall incidents and catastrophic injuries, comparative fault arguments are now a central part of many Texas personal injury claims.
How Comparative Fault Works in Texas Injury Cases
Under Texas law, compensation is reduced based on the percentage of fault assigned to each party involved in an accident. For example, if an injured victim is awarded $100,000 but is found 20% responsible for the accident, the final recovery would be reduced to $80,000.
If the injured person is determined to be 51% or more at fault, they may be barred from recovering compensation entirely.
This legal standard frequently becomes one of the most heavily disputed parts of a personal injury claim. Insurance companies often attempt to argue that victims were distracted, failed to react properly, or ignored potential hazards in order to lower settlement amounts.
The attorneys at Law Firm of Aaron A. Herbert, P.C. explain that comparative fault disputes are especially common in cases involving:
- Car accidents
- Semi-truck crashes
- Motorcycle accidents
- Slip and fall injuries
- Bicycle accidents
- Dog bite claims
- Wrongful death lawsuits
- Catastrophic injury cases
Because fault percentages directly affect compensation, evidence collection and legal strategy become critical from the very beginning of a case.
Why Insurance Companies Focus So Heavily on Blame
Insurance companies are businesses focused on protecting profits. One of the most effective ways to reduce financial exposure is by placing partial blame on injured victims.
The firm notes that insurers frequently use tactics such as:
- Requesting recorded statements immediately after an accident
- Misinterpreting social media activity
- Questioning medical treatment delays
- Arguing pre-existing medical conditions
- Claiming the victim failed to avoid the accident
- Minimizing the severity of injuries
Even a small increase in assigned fault can significantly reduce the amount an insurance company must pay.
Attorney Aaron A. Herbert’s prior experience working for insurance companies provides valuable insight into how these defense strategies are built. The firm uses that experience to prepare every case aggressively and challenge unfair blame-shifting tactics during negotiations and litigation.
Why Early Evidence Preservation Is So Important
Comparative fault disputes are often won or lost based on evidence gathered shortly after the accident occurs. Important details can disappear quickly if immediate action is not taken.
The firm emphasizes the importance of preserving:
- Accident scene photographs
- Surveillance footage
- Witness statements
- Black box data from commercial trucks
- Medical records and diagnostic imaging
- Police reports
- Cell phone records when a distraction is suspected
Prompt investigations can help establish exactly how an accident occurred while protecting victims from inaccurate allegations later in the claims process.
According to the firm, this is especially important in catastrophic injury cases where long-term medical care, lost earning capacity, and permanent disabilities may be involved.
Board-Certified Representation Can Make a Difference
When a fault becomes disputed, trial experience matters. The Law Firm of Aaron A. Herbert is led by Aaron A. Herbert, who is Board Certified in Personal Injury Trial Law by the Texas Board of Legal Specialization. Fewer than 2% of Texas attorneys earn this distinction.
Board certification requires extensive courtroom experience, peer review evaluations, and successful completion of rigorous examinations focused on personal injury trial law.
The firm has also built a strong reputation through:
- More than 50 personal injury jury trials
- Over 1,000 personal injury lawsuits handled and resolved
- Membership in the Million Dollar Advocates Forum
- Membership in the Multi-Million Dollar Advocates Forum
- National Trial Lawyers Top 100 recognition
- A 10.0 Superb AVVO Rating and Client’s Choice Award
The firm believes trial readiness often impacts settlement negotiations because insurance companies are more likely to take claims seriously when facing experienced litigators prepared to go to court.
Helping Serious Injury Victims Protect Their Future
A serious injury can impact every area of a person’s life, including physical health, emotional well-being, employment, and financial stability. Medical bills, rehabilitation expenses, and lost wages can quickly create overwhelming pressure for families already coping with trauma.
The firm works to help clients pursue compensation for:
- Medical expenses
- Future medical treatment
- Lost wages
- Reduced earning capacity
- Pain and suffering
- Mental anguish
- Physical impairment
- Disfigurement
- Loss of consortium in wrongful death and severe injury cases
The legal team also assists clients by communicating directly with insurance companies, coordinating medical documentation, and conducting detailed investigations to strengthen claims.
About The Law Firm of Aaron A. Herbert, P.C.
The Law Firm is a Dallas-based personal injury law firm dedicated to representing seriously injured victims throughout Texas. Known for its “Fighting for the Seriously Injured” mission, the firm focuses on catastrophic injury cases, truck accidents, wrongful death claims, and other complex personal injury matters.
The firm offers free consultations, works on a contingency fee basis, and provides 24/7 assistance for injury victims and their families.











